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Monthly Archives: February 2010

Many people assume that their auto insurance rate is a static component of their monthly bills, never questioning how changes in their lifestyle can have a drastic effect on insurance premiums by certain carriers. However, there are lots of insurance carriers serving Washington and the greater Seattle area that might honer certain changes you make that another well-respected company may not. The trick is to shop around but this takes time and diligent effort to obtain a company that has the best balance of coverages versus what you are paying in premiums. Prostar Insurance does the shopping for you with dozens of the most well-respected insurance carriers in the Pacific Northwest. If you want to stay on top of your insurance month after month to take advantage of incentives that other companies may offer, here are a few instances where you should check your policy:

Is your credit score significantly higher or lower than before? Sometimes a bad credit score is matched with a low accident or violation history and a lower rate than any other carrier emerges. It simply depends on how companies place their weights.

Are you turning 25? You will see a significant drop. This is widely accepted throughout the auto insurance industry.

Bought a home? Homeowners are considered more stable and reliable. Also many companies offer home and auto packages that can save thousands of dollars a year.

Take a driving skills course– insurance companies offer discounts to drivers that are smarter on the road. A driving skills course can teach anything from skid controlling defensive driving to advanced safety maneuvers. Not only will you save cash, you might learn the skills to keep you and your family safe in a variety of driving scenarios.

In February’s edition of Rough Notes, an top-rated insurance magazine driven on providing agents with comprehensive information on how to grow their business, Prostar Insurance was featured in the Internet Marketing page under ‘success stories’. In this particular article, the author describes the need for agencies to turn themselves into a sales machine if they want to grow and that the old way of marketing is completely and utterly dead. It then goes on to describe that an agency must balance sales generation with being service-centric and that relying on the latter won’t get you anywhere.

“What I have discovered is that some of the most successful and fastest-growing agencies in the country literally start with their sales culture. Agencies like Prostar Insurance in Bellevue, Washington (www.prostarinsuranceagency.com), have an outstanding sales process and access to top markets. They have found ways to receive high-quality opportunities and use strategies to drive new and existing business.”

We have found that taking a new approach to establishing an internet presence is very intriguing to some people and have enjoyed coming up with new ways to get people excited about something as well.. boring as insurance. Yet everyone needs it. So it becomes this balancing game of tapping into basically everyone, but in a way that interests people to actually THINK about insurance.